I Had A Question On A Test It Went Something Like This A Man Wanted To Borrow Mo

I had a question on a test. It went something like this. A man wanted to borrow money his income was 1500.00 a month and his credit score was 650. Based on the following information which of the two below  gives him the best probability.

e^ 250+3600×1+ 820×2

e^ 360=2700×1+ 760×2

I don’t have the numbers exact but i was just wondering if I worked the problem correctly.

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